Large or small salary salary is relative. Generally any salary, always felt less or is never enough. Even just enough to meet the monthly requirements only. More sad again, if we should be indebted to meet that need. But I also often find that many employees could live well and adequacy. Is it solely because it has a good financial planning? So in fact what causes salaries each month is never enough?? Following his review
Consumptive Lifestyles
Consumerist lifestyle makes us tend not to think long purely, because more put forward our desire, then no wonder whatever salary you earn each month would never be enough to satisfy a lifestyle like that. Current consumptive lifestyles quite influenced by social media.
You could have affected all of a sudden want to eat sushi because the new look new postings from friends. You suddenly want to travel to Raja Ampat because look at the artist's posts. Not to mention spending time at the mall and coffee shop.
Have you ever seen a piece of cake cost more than Rp 70,000,-? In Jakarta, especially, there is a place that offers food and drinks worth up to tens of thousands of the fact it was already out of reach of your financial capabilities, but still you are spending your money on that place.
Things like this will quickly drain your pockets so that your salary will never be enough. So, be thou wise in spending your money by not buying things you don't need. Keep yourself than just ' want ' to go to the shopping centre and culinary attractions as well as a coffee shop.
Save Money or be Stingy
You can't tell which are stingy, saving. Saving means of calculation. You have thought that far ahead, and can sort out where required which are not.
On the contrary people are stingy doesn't have the calculation and did not think long, albeit it is an indispensable requirement. For example when you want to parking a vehicle, there are two options, paying cheap parking is Rp 2,000 or parking in the building by paying Rp 5,000 perhour.
For the cheapskate, cheap parking will be the choice, he did not think long when there are unwanted events e.g., scratched or hit by other vehicles, damage to the vehicle even picked by Department of Transportation, which in the end makes the cost larger. Then you have to be smart and careful in deciding things.
Minimal Knowledge About Financial Services Information
How many of us are already technology literate but not yet financial literacy?
Please see your gadgets, are filled with games or is there some financial applications. Based on data from the World Bank showed that 49% of society Indonesia is still untouched and don't understand the importance of the financial services banking.
Your gadget is cool and sophisticated, but it turns out you don't have the application saving autodebet. Twas unfortunate monthly salary you pass away without making allocations for expenses. You prefer to spend your salary to discounted products. You have tablet-American made, but you are wrong to buy insurance products, you instead of buying insurance products because of the proximity of friends who offer instead of buying based on necessity.
You have spent not on the right place. You willingly credits each month for your laptop, but you don't know that there are investment products that could start from Rp 100,000.
Generally these conditions often occur, so that you are supposed to already have some proper allocation, you be spending money for things that are wrong or not right. Monthly salary seems to pass it, even though the needs for the future is very important to be prepared from the beginning.
Therefore, start using your monthly paycheck carefully when you don't want to always trouble every end of the month. So the monthly salary will be a thing that thankful.
Source: Detik
Source: Detik
